In today’s business environment, executives are navigating an unprecedented level of complexity. Economic uncertainty, shifting workforce expectations, technological disruption, and global competition are all part of the daily landscape. Yet one critical factor often gets less attention than it deserves: the health of the leaders themselves.

RRSP season is here, and for many Canadians, it’s the time to start thinking seriously about retirement savings. But for employers, it’s more than just a tax season, it’s an opportunity to level up your benefits offering and make a lasting impact on your team’s financial well-being.

As an entrepreneur or small business owner, you’re no stranger to the challenge of balancing expenses with value. Whether you’re exploring options to cover yourself or seeking ways to offer meaningful benefits to your small team, one solution stands out: Health Spending Accounts (HSAs).

With changes in employee expectations, advances in technology, and a growing emphasis on mental health and wellness, companies must stay current to remain competitive. Here are the top 5 trends shaping employee group benefits in Canada heading into 2025.

At Northguard Insurance Brokers, we believe that employee benefits are more than just perks—they are strategic tools that drive business success. Our journey began with a deep-rooted entrepreneurial spirit and a passion for creating a new kind of benefits brokerage—one that understands business from the inside out.